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The information, and any opinion contained in this web site does not constitute a public offer under any applicable legislation or an offer to sell or solicitation or an offer to buy any securities or financial instruments or any advice or recommendation with respect to such securities or other financial instruments.

This web site contains certain 'forward looking statements'; such as statements that include the words 'expect', 'estimate', 'project', 'anticipate', 'should', 'intend', 'plan', 'probability'', 'risk', 'Value-at-Risk ('VAR')', 'target', 'goal', 'objective', 'will', 'endeavour', 'outlook', 'optimistic', 'prospects' and similar expressions or variations on such expressions.

Factors that could cause actual results to differ materially from those estimated by the forward-looking statements contained in this web site include, but are not limited to, general economic conditions; the monetary and interest rate policies of the Bank of England, the Board of Governors of the Federal Reserve System and other G-8 central banks; unanticipated turbulence in interest rates, foreign currency exchange rates, commodity prices or equity prices; changes in laws, regulations or taxes; changes in competition or pricing environments; natural and other disasters; the inability to hedge certain risks economically; the adequacy of loss reserves; acquisitions or restructurings; technology changes; changes in consumer spending and saving habits; and the success of the BANCOII Group in managing the risks involved in the foregoing. The forward-looking statements contained in this web site speak only as of the date of the related document, and the BANCOII Group does not undertake to update any forward looking statement to reflect events or circumstances after the date hereof.

The information contained in this web site is subject to, and must be read in conjunction with, all other publicly available information, including, where relevant any fuller disclosure document published by BANCOII. Any person at any time acquiring the securities must do so only on the basis of such person's own judgement as to the merits of the suitability of the securities for its purposes and only on such information as is contained such in public information having taken all such professional or other advice as it considers necessary or appropriate in the circumstances and not in reliance on the information contained herein. The information is not tailored for any particular investor and does not constitute individual investment advice.

Information in this web site relating to the price at which investments have been bought or sold in the past or the yield on investments cannot be relied upon as a guide to future performance.

The financial information published or to be published on this web site,or made available or to be made available through this web site, such as annual reports and quarterly reports, is compiled and placed on this web site with the greatest of care. Nevertheless, only the original hard-copy English versions of this information shall be regarded as the original version. No rights maybe derived from financial information published or to be published on this web site, or available or to be made available through this web site, including with regard to its accuracy and completeness.

In addition, it should be noted that the annual report and accounts of the BANCOII Group which are published on this web site or made available through this web site, may be subject to adoption by the Annual General Meeting of Shareholders of the BANCOII Group for the year to which the report and accounts relate.