Security

At Bancoii, we recognize the importance of protecting the privacy and security of our customers and those who visit our Web site. We work hard to protect your confidential information and privacy online. With a few simple steps, you can help protect your Bancoii accounts and personal information from fraudulent activity.
The Bancoii Web site safeguards customer information by maintaining physical, electronic, and procedural safeguards that comply with federal standards to guard non-public personal information about you. We use the latest technologies and other software to prevent unauthorized users from accessing our systems. Several measures we take are apparent: password protections, the encryption of data, secured firewalls, session time-outs, etc.

Secure Home Page

Bancoii is committed to providing a secure online experience. You will notice the familiar browser security indicators on our home page that confirm the entire page is secure. Those indicators include the small "lock" icon in the bottom right corner of the browser frame and the "s" in the Web address bar (for example, "https").
Among the several features that we have introduced to assist you in protecting your personal and financial information, our Web site supports versions of Netscape® and Microsoft® Internet Explorer browsers that use 128-bitencryption. Encryption is a means of scrambling information for transmission, in this case, between your PC and the Bank's computing systems. Information that is encrypted at one end is decrypted (decoded) upon receipt at the other end.

We require 128-bit encryption, and JavaScript enabled browsers, to login to your account and perform transactions. 128-bit encryption is the most secure form of encryption that is generally available in Internet browsers on the market in North America today. Bancoii and its affiliates require that their customers use 128-bit encryption when conducting financial transactions over the Internet. However, Bancoii and its affiliates do not guarantee security of information transmitted over the Internet.

For optimal viewing and performance while visiting www.Bancoii.com, please use one of the following recommended browsers:

• 128-bit Netscape 7.2

• 128-bit Microsoft Internet Explorer (version 5.5 or higher)

If you have a Netscape browser, the level of encryption you are currently using can be seen on your screen as follows:

	When you visit an area of the site that does not require encryption, your browser will display the symbol of an open padlock in the bottom right-hand corner of your screen.
	If you are using a browser with the 128-bit encryption feature, your browser will display of a secured padlock in the bottom right-hand corner of your screen during a 128-bit session.

If you use Microsoft Internet Explorer as your browser, the level of encryption you are currently using can be seen on your screen as follows:

No Icon	When you visit an area of the site that does not require encryption, your browser will display No Icon in the bottom right-hand corner of your screen.
	If you are using a browser with the encryption feature, your browser will display the symbol of a secured padlock in the bottom right-hand corner of your screen during an encrypted session.

Certain areas in this Web site require the use of a browser with the 128-bit encryption feature. Microsoft Internet Explorer version 5.5 (or higher) with the 128-bit encryption feature and Netscape version 7.2 with the 128-bit encryption feature are available for downloading..
Certain areas in this Web site also use JavaScript™. JavaScript is an option that can be enabled or disabled within a Web browser. In Netscape, this option is located under Edit/Preferences/Advanced. In Microsoft Internet Explorer,this option is located under Tools/Internet Options/Security. Please be advised that other Web sites you visit may include JavaScript code that could be hazardous.
Another security feature is the installation of a device known as an Internet firewall. It is designed to prevent unauthorized access to the Bank's computer systems from external sources. As its name suggests, the firewall is an industrial-strength combination of hardware and software designed to separate the Internet from our internal computer systems and databases.
It is also important that you protect the privacy of your banking information by not revealing your password to anyone else. In addition, when you leave your PC after completing activities in an encrypted area of the site, you should clear the cache, or turn off and re-initiate the browser, to eliminate any copies of Web pages that may have been stored on the hard drive.
Please keep in mind that messages you send to us by e-mail are sent outside of areas of the Web site using encryption. Do not send us any personal information(example: account numbers) by Internet email.
Bancoii and its affiliates will not be responsible for any losses or damages you may incur if you communicate confidential information to us over the Internet, or if we communicate such information to you at your request.
This Site Requires that Pop-Up Screens are Not Disabled
Any pop-up disabler must not be deployed while using the Bancoii Web site since pop-ups provide important information on this site.
Important Notices
If you chose to use your browser’s Password or Form Manager on this or any other Web site, it is important to realize that your personal information may be saved within your browser’s storage cache. This could potentially make your personal information accessible to any individual using your computer.To disable the Password or Form Manager within Internet Explorer or Netscape, please change your browser settings as follows:

Internet Explorer - Passwords and Forms

• Tools > Internet Options > Content > Auto Complete

• Uncheck both the Forms box and the User names and Passwords on forms box

• Click the Clear Forms and Clear Passwords buttons to clear any already saved data in your cache

• Click OK on the ensuing two screens

Netscape - Forms

• Edit > Preferences > Privacy & Security > Forms

• Uncheck the Save Form Data from Web Pages

• Click OK

• Click the Manage Stored Form Data to remove any stored form data

• Click OK on the ensuing two screens

Netscape - Passwords

• Edit > Preferences > Privacy & Security > Password

• Uncheck Remember Passwords

• Click OK

• Click the Manage Stored Passwords to remove any stored password data

• Click Close

• Click OK

If you choose to access any software available through links from this Web site, you should take reasonable and appropriate precautions to scan for computer viruses and ensure compatibility of the software with your specific computer system. You should also ensure that you have a complete and current backup of the information contained on your computer system prior to installing such software.

At Bancoii, we take identity theft seriously. Bancoii offers ITAC to its customers who have been victimized by identity theft. The Identity Theft Assistance Center (ITAC) helps victims of identity theft by reducing the delay and frustration that consumers can often experience as they restore their financial identity. The ITAC is a cooperative initiative founded by the financial services industry which provides free victim assistance services for customers of member companies.

Click here to learn more.